How much do I have to put down?

Down payment is based on your credit and the price of the vehicle selected.

What should I bring with me?

  • Bank statement (within last 30 days)
  • Proof of Income (within last 30 days)
  • Proof of residence (within last 30 days)
    • Any bill coming to your house in your name
      • Cable
      • Gas 
      • Electric

Can I trade in a vehicle?

Yes.  You absolutely can.  Once the application is filled out, we will schedule a time for an appraisal on your current vehicle.

My credit is bad, can you still help?

We believe everyone deserves a second chance.  We can help in every situation.

  • Bad credit history
  • No credit history
  • Fixed income
  • Unemployment income
  • Multiple open auto loans
  • Self-employed income
  • Temporary income
  • Bankruptcy (with letter from trustee)
    • Chapter 7
    • Chapter 13

Do you report to the credit bureaus?

Yes.  We report to all 3 major credit bureaus.  Making on-time monthly payments helps to improve your credit score.

Who do I pay monthly?

Your payment will be sent to Credit Acceptance monthly via auto-pay through checking, credit card, money order, or personal check.

Will I have options on what vehicle I choose?

Yes.  You have the ability to choose any vehicle.  In many cases specific vehicles will better suit a customers payment and down payment needs.  Once you fill out an application, we will be able to better answer your question.